If you’re 70 ½ years of age or older, you can make charitable contributions from your traditional or Roth IRA, potentially reducing your taxable income. You may also qualify to donate up to $100,000 directly to charitable nonprofits from your individual retirement accounts without it being treated as taxable income. One essential detail — your plan administrator must issue the check directly to the charity.

Studies show that gifting funds directly from your IRA is one of the most tax beneficial means of charitable giving. While this donation cannot be claimed as a charitable deduction, donors could realize other benefits by reducing their taxable income in this way.

Consult your plan administrator or your tax advisors for more information about this provision and specific tax advice.

Please consider the Land Trust Alliance and your local land trust when making your heartfelt contributions. You can contact our donor relations team, at donate@lta.org or call 202-800-2217 with any questions.